Your Approval Guide: 5 Simple Ways to Boost Your Odds
Thinking about Rent 2 Keep but not sure you’d qualify? You’re not alone, and the good news is that a little preparation goes a long way. Here are the five things that genuinely improve your odds of approval.
1. Know what we actually look at
We run a proper credit and affordability check on every application. What matters most is that the monthly amount fits comfortably inside your income.
2. Have your documents ready
You will need your SA ID, your latest 3 months’ bank statements, and proof of income. Applications with clean, complete documents get decided fastest. Take five minutes to gather these before you start.
3. Keep your bank account healthy
Bounced or returned debit orders in the months before you apply are the single biggest reason applications fail. If a debit order bounced recently, give your account a month or two of clean banking, then apply. It makes a real difference. One bounced debit doesn’t disqualify you forever.
4. Pick an instalment that fits
Your monthly amount should sit comfortably inside what’s left after your bills. Applying for less improves your odds, and you can always upgrade later once your first agreement is running smoothly.
5. Apply properly, once
One complete, accurate application beats three rushed ones. The application takes about 10 minutes, and you will hear from us quickly at every step.
Ready when you are
Browse the products, pick what your home needs, and apply. No large upfront cost, just simple monthly payments, and you own it over time.